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Canada Dental Care Plan FAQs
Frequently Asked Questions (FAQ)
The CDCP is a federal government program designed to reduce financial barriers to oral health care for Canadians who do not have dental benefits and have a household income of less than $90,000 a year. The plan aims to provide comprehensive dental coverage to improve access to essential dental services.
To be eligible for the CDCP, you must meet the following criteria:
– Not have access to dental insurance
– Have an adjusted family net income of less than $90,000
– Be a Canadian resident for tax purposes
– Have filed your tax return in the previous year You can also use the eligibility criteria tool on the CDCP website to check your eligibility.
You may also check your eligibility through the CDCP checklist.
The CDCP will cover a percentage of the cost of eligible oral health care services based on established CDCP fees and your adjusted family net income. Depending on your income, you may have to pay a portion of the costs. For families with an adjusted net income below $70,000, 100% of eligible costs will be covered. Those with higher incomes may have a co-payment ranging from 40% to 60%.
The CDCP will roll out in phases. You can apply online starting from the designated dates based on your age and other eligibility factors. Ensure your coverage is active before booking an appointment with a participating provider. Benefits will become available once your application is approved.
The CDCP covers a wide range of oral health services, including:
– Preventive services (cleanings, fluoride treatments, sealants)
– Diagnostic services (examinations, x-rays)
– Restorative services (fillings)
– Endodontic services (root canals)
– Periodontal services (deep scaling)
– Prosthodontic services (dentures)
– Oral surgery (extractions) Some services may require preauthorization starting in November 2024.
No, the CDCP is designed for individuals who do not have access to dental insurance. If you have coverage through your employment, school, or other organizations, you are not eligible for the CDCP.
No, the CDCP is intended to supplement existing coverage gaps for those without insurance. It will not affect your current dental benefits provided by your employer or other organizations.
It is important to maintain your oral health, so do not delay necessary dental care. If you cannot afford dental services, check if you qualify for the Canada Dental Benefit (CDB) or other available programs.
Yes, your dentist can still treat you, but you will need to confirm if the services they provide are covered under the CDCP. If your dentist is not a participating provider, you may have to pay out-of-pocket for their services.
If you are unable to afford dental care, you can check your eligibility for the CDCP or other government dental programs like the Canada Dental Benefit (CDB). These programs are designed to provide financial assistance for essential dental services.
Yes, if you are eligible for the CDCP, your coverage will be coordinated with other government dental programs to avoid duplication or gaps in coverage.
The Canada Dental Benefit (CDB) offers interim support with tax-free, upfront payments to cover dental care expenses for children under 12. This benefit is available to families with incomes below $90,000 who do not have private dental insurance. The CDB provides up to $650 per eligible child annually for two years.
Applications are open until June 30, 2024, for:
– Dental care received between July 1, 2023, and June 30, 2024.
– One additional payment if you meet the criteria.
For more information, visit the Canada.ca website.
You can apply for the Canada Dental Benefit (CDB) online through the Canada Revenue Agency (CRA) website. Ensure you meet the eligibility criteria before applying.