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CDCP Eligibility Criteria

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CDCP Eligibility Criteria

Are you wondering if you qualify for the Canadian Dental Care Plan (CDCP)? Here’s what you need to know about the eligibility criteria to determine your eligibility for this essential dental coverage.

Canadian Dental Care Plan Eligibility

To be eligible for the CDCP, you must meet the following criteria:

No Access to Dental Insurance:

Individuals who do not have access to dental insurance are eligible for the CDCP. This ensures that those without existing coverage can receive the necessary dental care they need.

Adjusted Family Net Income:

Your adjusted family net income must be less than $90,000 to qualify for the CDCP. This income threshold helps ensure that assistance is provided to those who need it most.

Canadian Resident for Tax Purposes:

You must be a Canadian resident for tax purposes to be eligible for the CDCP. This requirement ensures that the plan serves Canadian residents who contribute to the country's tax system.

Filed Tax Return in the Previous Year:

Applicants must have filed their tax return in the previous year to qualify for the CDCP. This ensures that individuals are fulfilling their tax obligations and helps verify their financial eligibility.

Dental Coverage through Government Social Programs

If you currently have dental coverage through a provincial, territorial, or federal government social program, you may still qualify for the CDCP eligibility criteria. Eligible individuals with existing coverage will have their benefits coordinated between plans to prevent duplication or gaps in coverage.
Important Note: Providing false information on your application for the Canadian Dental Care Plan Eligibility may result in removal from the plan for you and any other individuals included in your application. If you or your family members were ineligible to apply, you may be required to repay the full cost of care received through the CDCP.

Frequently Asked Questions (FAQ)

This means you do not have access to any type of dental insurance or coverage through:
– Employment benefits or a family member’s employment benefits, including health and wellness accounts

– A professional or student organization

– Pension benefits or a family member’s pension benefits, including federal, provincial, and territorial government employer pension plans

– Coverage purchased by you or a family member or through a group plan from an insurance or benefits company

Adjusted family net income refers to the total income of all family members after deductions and adjustments.
Yes, there are exceptions. You may be eligible for the CDCP if:
– You’re retired and opted out of pension benefits before December 11, 2023, and
– You can’t opt back in under the pension rules
 
Note: If you’re eligible for dental coverage through your employment, professional or student organization, or pension benefits, you’re not eligible for CDCP, even if you decide not to take it, have to pay a premium for it, or don’t use it. Additionally, if you purchased your current dental insurance policy privately, you’re not eligible for the CDCP while that coverage is in effect.
Providing false information may result in removal from the plan and potential repayment obligations for any care received through the CDCP.
Yes, applicants must have filed their tax return in the previous year to qualify for the CDCP.